Can I still refinance if I miss a payment?

In order to qualify for refinancing, you need to make consecutive, on-time payments. Every time you miss a payment, you start over the countdown to refinance and will need to make up any missed payments before the refinance option is active for your account. 

In order to qualify for refinancing, you need to make consecutive, on-time payments. If a payment is missed, your refinance eligibility resets. If you know we may not be receiving an upcoming payment, please let us know ahead of time to see if eligibility interruption can be avoided.