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What is Salary Advance?
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Is Salary Advance free?

Is Salary Advance free?

Gil

June 04, 2021 15:21

Yes, Salary Advance is a free product for OneBlinc customers.

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1. Loans made by BlincLoans, LLC and OneBlinc, LLC, subject to loan approval, terms and conditions.
2. Testimonials reflect individual's opinion and may not be illustrative of all individual experiences with OneBlinc.
3. Loan approval may take longer if additional documents are needed to evaluate applicant and requested loan.
4. Same-day funding option available to selected bank accounts and delivery same business day options if approved by 3:00pm ET Monday-Friday
5. Fixed simple interest rate based upon state, ranging between 23.0% to 32.9% per year, and maximum APR 35.9%. Loans do not require repayment in full in 60 days or less from the loan issue date, minimum 12 biweekly payments and maximum 84 biweekly payments. Biweekly and monthly payments depending on payroll calendar. One-time fee ranging from $0-$88.90¹ added to loan; loan amounts ranging from $1,000-$5,000 (depending on applicant's state of residence). As an example, a $1,000 loan in Texas: Finance charge of $84.87, origination fee $25, repayable in 12 biweekly pmts, interest rate of 29.90%, APR 35.90%, and installments of $97.
6. Pre-qualification conditions: 1) applicants must reside in one of the following states: Alabama, Arizona, California, Colorado, Florida, Georgia, Missouri, Maryland, Ohio, Oregon, Texas, Utah, Washington, D.C., 2) currently be employed by the Federal government or one of our employer clients; and borrowers must be U.S. citizens or permanent residents.
7. If you are a California resident, the California Consumer Privacy Act (“CCPA”) provides you certain rights and choices regarding how we collect, share, use, and protect your “personal information” and how you can exercise those rights.

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