Because interest is accrued in small amounts between payments, the refinance application must be completed and reviewed in under 24 hours to match the loan terms you see when you apply for it.
Most refinances are auto-approved by the system in seconds, but those that request documents will expire within 24 hours if the requested document is not uploaded and approved within that time.
If you find that your refinance is repeatedly expiring without review, please don't hesitate to call or live-chat in so we can make sure the review is taken care of correctly.
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